Commercial mortgages are doing quite well in the United States. It is estimated that approximately $1.4 trillion worth of commercial property loans will mature between 2014 and 2017. And of that, nearly a quarter are in the form of commercial mortgage-backed securities (CMBS), a special, multi-layered kind of loan. The National Association of Realtors predicts that current U.S. economic growth, albeit uneasy, will continue to provide solid footing for commercial real estate loans.
This is good news for the borrowers and lenders of the nearly 11,000 CMBS loans maturing between now and 2017. It is certainly good news for the 35 or so CMBS lenders active in the U.S. In general, this is good news for America. A commercial real-estate loan is something that funds everything from the tiniest office building to a giant corporate skyscraper. A commercial real estate mortgage broker offers the best financing available to developers and business owners who seek bigger and better spaces for their products and services. With interest rates as low as 3.5% for five-year plans and 4.5% for 20-year plans, there has never been a better time since the economic crisis of 2008 to invest in a commercial real estate loan and its subsidiaries.
Commercial real estate lending and commercial real estate investing have benefited from the recent improvements in job growth and capital expenditures. Lenders are more confident in granting loans and borrowers are more confident in searching for them. The commercial real estate market took a heavy blow in 2008 — as did the rest of the global economy — but since then it has slowly but surely surged to new levels, and new heights. New opportunities await for those who seek out a commercial real estate loan. The opportunity is ripe for change and growth, as any mortgage broker or borrower will tell you.